Choosing your first car can be both an exciting and a daunting experience. Here’s how to pick the best car first for you.
Every driver remembers the first car they owned, and choosing the right car and the right insurance group as a new driver is a big decision.
It’s not just the purchase cost that you need to consider when buying your first car – you also need to factor in insurance, running costs, technical checks, road tax. and all repair costs.
Read on and find out about the best first cars for new drivers in 2021, whether you’re looking for a brand new model or you’re on a used budget.
What to look for when buying your first car
Insurance is one of the main financial considerations for new drivers. First-time car insurance usually costs more until you have gained some experience, as you are considered a higher risk driver in your first year on the road.
Fortunately, you have some control over your insurance costs, and you can keep them as low as possible by choosing a car that is cheap to insure.
Cars are grouped into categories from 1 to 50 according to their insurance cost (1 being the cheapest).
You can find out more about auto insurance groups here.
The good news for new drivers looking for a cheap first car is that cars in lower insurance groups are generally more affordable to purchase.
Should I choose a petrol, diesel or electric car first?
You might be better off going with a gasoline car rather than a diesel car. As a new driver, chances are you will be looking at a smaller car, of which there are fewer diesel models available.
Diesel cars are more economical, but you will have to travel long distances to save money. Some gasoline engines have the option of a stop-start which may take some getting used to, but will provide fuel savings.
Electric cars are the future – with cheaper fuel costs – but they still suffer from limited range compared to more traditional fuel vehicles. They also take longer to fill up and there are fewer public charging stations to use on a long trip or away from home. They also tend to cost more – although in the longer run you can save money through cheaper fuel and running costs.
What are the best new first cars?
One of the most important things in choosing the best car first is your budget, both for purchasing the car and for insuring it. If you can afford a new car, there are some great options in the low insurance groups. Here are some of our top picks:
The VW Polo consistently tops the rankings for the most reliable small cars. It comes with an 80 hp 1.0 liter engine and belongs to Insurance Group 1. All new Polo’s come with automatic emergency braking, which means they have a crash rating of five. Euro NCAP stars. A new VW polo shirt could set you back £ 15,800
The Micra, which got a makeover in 2017, is a model that has always been popular as a first car for new drivers. The new Micra is available from £ 12,485.
It rivals the Micra in terms of first-car popularity and starts from £ 13,025. It’s in insurance group 1, which means it’s a good choice for first-time auto insurance. The compact i10 is easy to park, making it one of the best first cars for new drivers in cities and urban areas.
Ford Ka +
Another classic car top pick, the latest iteration of the Ford Ka always appeals to new drivers. The Ka + costs from £ 11,050 and includes models from insurance groups one and two, making it one of the cheapest cars to insure.
The Ford Fiesta is the best-selling car in the UK and the most recent versions include the MyKey system, which allows parents to restrict the car’s top speed as well as the stereo volume, and includes a seat belt reminder . New holidays are priced at £ 16,645.
Best Used Cars For New Drivers
New drivers looking for a cheap first car often find the best deals on used models. If you are looking for a used vehicle, you can still get a good deal by choosing a model from a low insurance group to keep the cost of your first auto insurance as low as possible.
Best first cars under £ 5,000
With a budget of £ 5,000 you can get a like-new first car from a cheap insurance group. Here are some examples:
The Dacia Sandero is officially Britain’s cheapest new car, starting at £ 5,995, which means you can get a near-new model on a budget of £ 5,000. The Sandero is more spacious than your typical first car and has Insurance Group 2 models.
If your budget doesn’t stretch to a new Ford Ka +, you can buy a previous generation three to four year old model for less than £ 5,000 in the used market, with most in the insurance group. 2 or 3.
The 1.0-liter Toyota Aygo is an Insurance Group 2 compact city car. With a budget of £ 5,000, you should be able to find a model that is less than five years old.
Best first cars under £ 3,000
With a smaller budget, you can get a good first car with a few more miles on the clock. Some of the best early cars under £ 3,000 include:
The Corsa has always been a popular first car for new drivers, with a few hatchback models in insurance groups 1 and 2. With a budget of £ 3,000 it is possible to purchase a post-2010 model that covers less than 50,000 miles.
The entry-level Chevrolet Spark is cheap to insure because it’s a Group 1, and you can get a decent model within your budget.
Also in Insurance Group 1, the Citroën C1 is another first inexpensive car. For just under £ 3,000 you can easily find a decent 2011-12 C1 registration.
Best first cars under £ 1,000
It is possible to get a good first car for under £ 1,000 if you do your research, but keep in mind that these are probably older models and therefore could be subject to more damage. repair bills. If you are looking for a cheap first car and choose an older vehicle, make sure you have adequate breakdown coverage.
Skoda’s 1.2-liter Fabia Classic, Silverline and Blueline models belong to Insurance Group 2, and you can pick up a 2006 three-digit version.
The 1.1-liter Panda is in the lowest insurance group – it’s also affordable to buy, with examples from 2006 under budget.
The 1.2-liter VW Polo from 2002 belongs to Insurance Group 3. You can get a 2006 model for under £ 1,500, making it a great option for those looking for a cheap first car with the desirable VW badge.
Get an auto insurance quote
Whichever car you choose, see if you can save money by comparing auto insurance quotes for the first time.